the costs

The Orange Cash prepaid MasterCard® is only £5 to buy. You can pay for your card with an SMS text message* or a credit/debit card (additional 4% fee for credit card payments). Text the word APPLY to 82023. You will then be sent a unique code to enter at the payment stage and the £5 application cost will be taken from your top up credit (pay as you go), or added to your monthly bill (pay monthly). *Your network provider may charge you for sending a premium SMS

If you have any problems using the text message application process please call 01793 744450.

Here’s a breakdown of what things cost with Orange Cash.

load card

transfer type fee
bank transfer / debit card free
Post Office® branch £1.50 per load
Orange / Everything Everywhere shop free
PayPoint outlets £1.50 per load
credit card 4% of value

use card

location fee
Point Of Sale free
online free
ATM withdrawal 2.95%
overseas additional transaction fee 2.75%*
internet gambling fee £1.50 per transaction

* The cost of a cash withdrawal overseas is 2.95% (the UK fee) plus an additional 2.75%.

buy card

buy fee
first card £5
monthly fee free
additional cards* £5 each
upgrade card £5

* Not available for cards with spending limits

other fees

item / service fee
paper statement £2.50
PIN change at ATM 20p
PIN reminder free
cancel card / redemption fee £5

the details

When you apply for Orange Cash we’ll need to verify your identity against the information you’ve supplied, so we know it’s you. If it’s not possible to do a full ID check, we’ll set your card at a reduced spending limit, with a maximum spend of £1,600 a year. Up to £600 of this can be withdrawn from ATMs. If you have a reduced spending limit your maximum spending limit per single transaction is £600.

It is possible to increase this limit, but we’ll need you to send us documents so we can check your ID fully. If you’d like to do this, there’ll be a £5 admin fee, which is automatically deducted from your Orange Cash card.

loading the cards

Orange Cash card Orange Cash card
(reduced spending limit)
maximum balance on account £5,000 £1,600 (max load in 12 month period)
load methods accepted cash - Post Office® cash - Post Office®
cash - PayPoint cash - PayPoint
cash – Orange/Everything Everywhere shops cash – Orange / Everything Everywhere shops
bank / wage transfer bank / wage transfer
credit card online / via the Orange Cash app credit card online / via the Orange Cash app
debit card online / via the Orange Cash app debit card online / via the Orange Cash app
maximum single load bank/wage transfer £5,000 £1,600 (verification required over £600)

minimum / maximum load values

Orange Cash card Orange Cash card
(reduced spending limit)
Orange / Everything Everywhere shops £10 / £499.99 £10 / £499.99
Post Office® £10 / £500 £10 / £500
PayPoint £10 / £499.99 £10 / £499.99
credit / debit card £20 / £500 per day £20 / £500 per day

maximum value of transactions

Orange Cash card Orange Cash card
(reduced spending limit)
maximum value of spend transaction available balance £1,600 (per year) / £600 (in a single transaction)
maximum ATM withdrawals per day £250 £250
maximum ATM withdrawals per year N/A £600

account / card limits

Orange Cash card Orange Cash card
(reduced spending limit)
household limit 4 accounts 4 accounts
mobile phone number limit only one account per mobile phone number only one account per mobile phone number
additional cards 4 cards N/A

Orange Cash

Orange Cash, the prepaid MasterCard
you can load with cash and use online or
in shops.

get it now