the costs
The Orange Cash prepaid MasterCard® is only £5 to buy. You can pay for your card with an SMS text message* or a credit/debit card (additional 4% fee for credit card payments). Text the word APPLY to 82023. You will then be sent a unique code to enter at the payment stage and the £5 application cost will be taken from your top up credit (pay as you go), or added to your monthly bill (pay monthly). *Your network provider may charge you for sending a premium SMS
If you have any problems using the text message application process please call 01793 744450.
Here’s a breakdown of what things cost with Orange Cash.
load card
| transfer type | fee |
|---|---|
| bank transfer / debit card | free |
| Post Office® branch | £1.50 per load |
| Orange / Everything Everywhere shop | free |
| PayPoint outlets | £1.50 per load |
| credit card | 4% of value |
use card
| location | fee |
|---|---|
| Point Of Sale | free |
| online | free |
| ATM withdrawal | 2.95% |
| overseas additional transaction fee | 2.75%* |
| internet gambling fee | £1.50 per transaction |
* The cost of a cash withdrawal overseas is 2.95% (the UK fee) plus an additional 2.75%.
buy card
| buy | fee |
|---|---|
| first card | £5 |
| monthly fee | free |
| additional cards* | £5 each |
| upgrade card | £5 |
* Not available for cards with spending limits
other fees
| item / service | fee |
|---|---|
| paper statement | £2.50 |
| PIN change at ATM | 20p |
| PIN reminder | free |
| cancel card / redemption fee | £5 |
the details
When you apply for Orange Cash we’ll need to verify your identity against the information you’ve supplied, so we know it’s you. If it’s not possible to do a full ID check, we’ll set your card at a reduced spending limit, with a maximum spend of £1,600 a year. Up to £600 of this can be withdrawn from ATMs. If you have a reduced spending limit your maximum spending limit per single transaction is £600.
It is possible to increase this limit, but we’ll need you to send us documents so we can check your ID fully. If you’d like to do this, there’ll be a £5 admin fee, which is automatically deducted from your Orange Cash card.
loading the cards
| Orange Cash card | Orange Cash card (reduced spending limit) |
|
|---|---|---|
| maximum balance on account | £5,000 | £1,600 (max load in 12 month period) |
| load methods accepted | cash - Post Office® | cash - Post Office® |
| cash - PayPoint | cash - PayPoint | |
| cash – Orange/Everything Everywhere shops | cash – Orange / Everything Everywhere shops | |
| bank / wage transfer | bank / wage transfer | |
| credit card online / via the Orange Cash app | credit card online / via the Orange Cash app | |
| debit card online / via the Orange Cash app | debit card online / via the Orange Cash app | |
| maximum single load bank/wage transfer | £5,000 | £1,600 (verification required over £600) |
minimum / maximum load values
| Orange Cash card | Orange Cash card (reduced spending limit) |
|
|---|---|---|
| Orange / Everything Everywhere shops | £10 / £499.99 | £10 / £499.99 |
| Post Office® | £10 / £500 | £10 / £500 |
| PayPoint | £10 / £499.99 | £10 / £499.99 |
| credit / debit card | £20 / £500 per day | £20 / £500 per day |
maximum value of transactions
| Orange Cash card | Orange Cash card (reduced spending limit) |
|
|---|---|---|
| maximum value of spend transaction | available balance | £1,600 (per year) / £600 (in a single transaction) |
| maximum ATM withdrawals per day | £250 | £250 |
| maximum ATM withdrawals per year | N/A | £600 |
account / card limits
| Orange Cash card | Orange Cash card (reduced spending limit) |
|
|---|---|---|
| household limit | 4 accounts | 4 accounts |
| mobile phone number limit | only one account per mobile phone number | only one account per mobile phone number |
| additional cards | 4 cards | N/A |