FAQs

The Orange Cash Prepaid MasterCard ® is simple. From how to apply to what to do if you lose it, here’s everything you need to know about the card that rewards you every time you use it.

about Orange Cash

getting Orange Cash

getting started

loading money onto Orange Cash

using your Orange Cash card

using your Orange Cash app

collecting/exchanging your Orange Cash reward points

What is Orange Cash?

The Orange Cash prepaid MasterCard® isn’t a debit card, but it can be used in exactly the same way to shop online, by phone or in high street stores.

It’s a card that you load with money before you shop. If it’s running low you simply load more cash onto it, and you don’t need a bank account or a credit check to get one.

Because it’s from Orange it has a few extras that you won’t find on the majority of other prepaid cards. It’s contactless, gives you mobile related rewards, allows you to top up your Orange pay as you go phone, send money to friends and you can also manage your card via the Orange Cash app, through your online account or by text.

What are the benefits?

Orange Cash rewards

All the time you’re spending, you’re building up reward points that you can exchange for Orange rewards. You’ll receive 1 reward point for every £1 you spend*. You’ll then be able to redeem your points against free texts, minutes or credit.

points exclusive Orange pay as you go rewards
UK minutes … or UK texts … or UK credit
100 20 150 -
200 50 500 -
500 200 unlimited for 1 month £5
2000 1000 unlimited for 6 months £20

Once the reward has been applied to your account, the reward will remain active for one month from the day of purchase (except the 6 month unlimited text bundle which will remain active for 6 months) or until the reward runs out (whichever is first).

*Orange Cash rewards are only available on eligible purchases

Eligible Purchases = purchase of goods or services based on cleared transactions except for: – Refunded transactions (example refund in a shop or a disputed transaction) – Gambling transactions (based on Gambling MCC code) – Account to Account transfers – ATM withdrawals – Fees/charges to card account – Airtime top-ups.

For more information see terms and conditions at cash.orange.co.uk/terms/

No credit checks

It’s perfect if you don’t want or can’t get a credit or debit card.

No bank account required

Total control

You can only spend the money you’ve loaded onto your card so you won’t have to worry about going over budget anymore.

Also managing your money is even easier with the Orange Cash app. You can view your balance, load more cash, see your transactions, get balance notifications and redeem your rewards all on the go.

Alternatively you can login in to your Orange Cash online account or text 311 (Orange phone customers only) for balance and transaction updates.

For cards with spending limits, we will send you email and SMS alerts to keep you up to date on how you’re using your card.

Send money to friends

You can transfer money to a friend or family member’s Orange Cash card from your Orange Cash online account or your Orange mobile phone.

Contactless & Chip and PIN technology

Your card is contactless, so when you’re buying on the high street you don’t need to spend time inputting your PIN in stores that have contactless payment terminals. Simply tap your card for any amount up to £15* wherever you see the contactless symbol PayPass contactless payment technology and you’ll be good to go. Your card also has Chip and PIN security which can be used for those payments over £15*, and also in stores which do not have contactless payment terminals.

*Some terminals may have a contactless limit of up to £20.

Covered for loss and theft

You’re protected if you lose it or it gets stolen, if you report it straight away. Just call us immediately for free on 311 (Orange phone customers only) or 020 8264 8311*, and we’ll block others from using it. Alternatively go into the lost/stolen/damaged section in your Orange Cash online account and complete the form. If you would like a replacement card, we’ll then transfer the funds onto it and get that sent out to you within 7 to 10 working days. A charge of £5 will then be debited from your balance or when you next load, for the replacement card.

*Standard network charges apply

What is Contactless Payment Technology?

PayPass contactless payment technology Your Orange Cash card comes with PayPass™ contactless payment technology. No need to stand around waiting for change or entering a PIN.

Simply tap your card for any amount up to £15* wherever you see the contactless symbol and you’ll be good to go.

It’s already available in thousands of shops and restaurants - find your nearest retailer accepting contactless payments here.

Your card also has Chip and PIN security which can be used for those payments over £15*, and also in stores which do not have contactless payment terminals.

*Some terminals may have a contactless limit of up to £20.

How much does it cost?

The costs to get and use the card are outlined below:

buy the card

buy fee
first card £5
monthly fee free

additional cards*

*not available for card with spending limits

£5 each

upgrade card*

*please refer to "How can I upgrade my card"

£5

load card

transfer type fee
at any Orange / Everything Everywhere shops free
by debit card via the app/ your Orange cash online account free
by direct transfer from a UK bank account free
at any Post Office® branch £1.50 per load
at any shop where you see the PayPoint logo £1.50 per load
by credit card via the app/ your Orange cash online account 4% of value

use the card

location fee
Point Of Sale free
online free
ATM withdrawal in the UK 2.95%
overseas additional transaction fee 2.75%*
internet gambling fee £1.50 per transaction

* The cost of a cash withdrawal overseas is 2.95% (the UK fee) plus an additional 2.75%.

other fees

item / service fee
paper statement £2.50
PIN change at ATM 20p
PIN reminder free
cancel card / redemption fee £5

What’s a card with reduced spending limits?

We’re legally required to confirm your identity when we receive your application.As long as we can do this, you’ll receive a card that allows you to shop online and in the high street, as well as withdraw money from ATMs. The maximum balance you can have on the card at any one time is £5,000.

If we’re not able to fully confirm your identity, you’ll receive acard that still lets you shop everywhere, but has a total spending limit of £1,600 a year (up to £600 of this can be withdrawn from ATMs). The single transaction limit is £600. If you're happy with this, you don't need to do a thing.

If you'd like to upgrade your card, we'll need you to send us certain documents to confirm your identity. Please see upgrading your card for more information. There's a £5 admin fee for this identity check that’s taken from your card.

Please note, if you’re given a card with a reduced spending limit and don’t want to go ahead, you can still change your mind. Contact us before activating your card, or within 14 days of activating it, and we’ll cancel your card and refund your £5 application fee if applicable and any remaining balance on the card.

Do I pay interest on the card?

No, you do not pay any interest on the card; it’s like a debit card.

Who can get a card?

Anyone can get a card, as long as we can verify your ID.

Do I need a bank account to get a card?

Absolutely not. That’s one of the great things about Orange Cash – there are no credit checks and no other accounts required to be eligible.

Do I require ID information to get a card?

Further ID information is only required if you receive a card with a reduced spending limit and wish to upgrade.If you'd like to upgrade, we'll need you to send us certain documents to confirm your identity. Please see upgrading your card for more information. There's a £5 admin fee for this identity check that’s taken from your card.

Please note, if you’re given a card with a reduced spending limit and don’t want to go ahead, you can still change your mind. Contact us anytime before activating your card, or within 14 days of activating it, and we’ll cancel your card and refund your £5 application fee if applicable and any remaining balance on the card.

How do I pay for Orange Cash?

The Orange Cash prepaid MasterCard is only £5 to buy. You can pay for your card:

with an SMS text message*

Text the word APPLY to 82023. You will then be sent a unique code to enter at the payment stage and the £5 application cost will be taken from your top up credit (pay as you go), or added to your monthly bill (pay monthly).

*Your network provider may charge you for sending a premium SMS

If you have any problems using the text message application process please call 01793 744450.

by debit/credit card

When you’re at the payment stage of your Orange Cash card application, you can pay for your card by debit/credit card. (Additional 4% fee for credit card payments)

in an Orange shop

When you pay for your Orange Cash card in an Orange shop, you’ll receive a voucher receipt with a unique 8 digit code. When you’ve reached the payment stage of your Orange Cash card application, simply choose the promotion voucher option and enter the 8 digit voucher code.

by using an Orange Cash promotion voucher

If you receive an Orange Cash promotion voucher, you’ll be given a unique 8 digit code.When you’ve reached the payment stage of your Orange cash card application, simply choose the promotion voucher option and enter the 8 digit voucher code.

How can I get/apply for Orange Cash?

Just click here or the “get it now” button on this page. You will then be asked to complete a simple online form, make a payment and once accepted successfully, your card will be sent out to you in the post within 7-10 working days.

What is a promotion voucher?

A promotion voucher is used when you take out the card and pay for it in cash or as part of a special promotion. This voucher contains a code, which you type into the application screen to pay for your new Orange Cash card.

What do I do if my voucher code has expired before I’ve applied for an Orange Cash card?

You can only apply for the card while your voucher is valid (Please see terms and conditions for the expiry date of your offer). When the voucher becomes invalid you need to buy a new voucher to apply for a card.

How long will it take for my card and PIN to arrive?

Cards normally arrive within 7-10 working days.We’ll provide your PIN when you call us to activate your card.

What is a PIN?

Your Personal Identification Number (PIN) is the 4 digits you receive from us, when you call us to activate your Orange Cash card. You’ll be asked to enter this when withdrawing cash at ATMs and at Chip & PIN terminals when paying with Orange Cash. Always keep your PIN secure and do not share with anyone.

What do I need to do when my card arrives?

In 3 simple steps you’ll be ready to start using your card:

  1. 1. Activate your card

    Remove your card and sign it.

    Underneath your card you will find a unique activation code.

    Call 311 from an Orange phone or 020 8264 8311* from any other phone.

    We’ll give you a 4 digit PIN (Personal Identification Number) over the phone – just commit this to memory.

    * standard network charges apply

  2. 2. Register your card

    Click on the log in button from this site or click here and follow the instructions.

  3. 3. Load it up and go shopping.

    You can load your card via the Orange Cash app, or in the ‘top up account’ section of your online account, at a Post Office® branch, PayPoint outlets, or even at Orange shops.

    You can now start using your card, anywhere in the world wherever MasterCard® is accepted, on the high street, online and over the phone.

How do I change my PIN?

You can change your PIN to something more memorable at most UK ATMs*.

*20p charge applies.

What happens if I forget my PIN?

All you have to do is go into your Orange Cash online account and follow the instructions in the ‘Forgotten PIN’ section.

What does ‘for electronic use only’ mean?

You’ll notice that your card has ‘for electronic use only’ written on the top right hand corner.This doesn’t affect using the card online, over the phone or at an ATM.It simply means that you can only use it wherever Magnetic Stripe cards are accepted and in the normal Chip & PIN terminals in the UK and around the world.

The card can’t be used in the older manual sliding type of card machines, as it doesn’t feature raised numbers.Similarly, you might not be able to use your card on a plane or train as there may not be an electronic connection available.

Can I make payments for more than £15*?

If the payment is contactless then £15* is the maximum spend possible per transaction, but you can use your chip and PIN facility to make payments for amounts more than £15*.

*Some terminals may have a contactless limit of up to £20

What does loading mean?

This is when you put a set amount of money onto your Orange Cash card and can also be referred to as ‘topping up’ your card.

How do I load my card?

You can load your card in many ways:-

location transfer time fee
at any Orange/ Everything Everywhere shop immediate free
by debit card via the app/ your Orange Cash online account immediate free
by direct transfer from your bank account same business day* free
at any Post Office® branch next business day* £1.50
at any shop where you see the PayPoint logo usually immediate £1.50
by credit card via the app/your Orange Cash online account immediate 4%

*Business Day’s are Monday to Friday from 9am to 3pm UK time, not including UK Bank Holidays

If you load directly from a bank account, you’ll need the following details:

Account name: Prepay Technologies Ltd/Orange Cash

Bank: Barclays Bank Plc
Sort code: 20-03-53

Account number: 03125084

Payment reference: The 14 digit account number on the back (top left) of your card starting with 710... (you must include this).

If you use a debit or credit card to load money onto your Orange Cash prepaid card using your Orange Cash app or your online account, you might need to be registered with your bank for ‘MasterCard Secure Code’ or ‘Verified by Visa’.

If you load a prepaid card with more than £600 directly from your bank account, we’ll ask for identification before we load up the card.

What’s PayPoint?

Paypoint

You can load money onto your card wherever you see the PayPoint logo.

You’ll see it in certain shops and garages near you. There are over 22,000 places around the UK with PayPoint. Just look for the PayPoint logo.

You can find your nearest PayPoint agent right here before you go out.

If you’ve got your card, hand it over along with the money you want to put on it. The shop assistant will put your details into the PayPoint machine and the funds are immediately loaded onto your card.

How long does it take for a load to appear on the card?

It depends on how you choose to load up your card:

load your card balance available
at any Orange/Everything Everywhere shop balance available
by debit card via the app/ your Orange Cash online account immediate
by credit card via the app / your Orange Cash online account immediate
by direct transfer from your UK bank account same business day*
at any shop where you see the PayPoint logo usually immediate
at any Post Office® branch next business day*

*Business Day’s are Monday to Friday 9am to 3pm UK time, not including UK Bank Holidays

Where can I use my card?

You can use it just like you would a debit card and wherever you see the MasterCard® Acceptance Mark, in over 32 million places, in over 210 countries worldwide. Use it to shop safely online, by phone and on the high street.

Can I use my card to withdraw money out of ATMs?

Yes, you can use your Orange Cash card just like a debit card. You can withdraw money out of ATMs (fees apply*). You can withdraw up to £250** each day.

* The cost of a cash withdrawal is 2.95% in the UK with an additional 2.75% added overseas.

**Some Merchants or ATMs may have lower limits.

Are there any limits I should be aware of?

If you have a card with a reduced spending limit, the maximum amount you can load is set at £1,600 within any 12 month period, with up to £600 in a single transaction. There will also be a limit of £600 in ATM withdrawals per year. Additional cards cannot be added to your account.

For cards with no spending limits, the maximum balance you can have on your card at any one time is £5,000. Up to 4 additional cards are allowed per account, but these must all be linked to one mobile phone number.

For both cards, the minimum load is £10 at a Post Office® branch, PayPoint outlet and an Orange shop. The maximum you may load is £500 per transaction at a Post Office® branch. The maximum you may load at an Orange shop or PayPoint outlet is £499.99 per transaction. You can also load your card by debit or credit card through your online account or via the Orange Cash app. The minimum you can load is £20 by debit or credit card up to a maximum of £500 per day.

You can withdraw up to £250* each day out of ATM’s (fees apply**).

* Some Merchants or ATMs may have lower limits.

** The cost of a cash withdrawal is 2.95% in the UK with an additional 2.75% added overseas.

How can I upgrade my card?

If you have a card with a reduced spending limit, it means that you are limited as to how much you spend and load. There’s a maximum spending limit of £1,600 a year, of which up to £600 can be withdrawn from an ATM and up to £600 can be spent on a single purchase.

However, if you’d like to have up to a £5,000 balance on your card at any one time with no limit as to what you can spend, all you need to do is apply for an upgrade.

To get the ball rolling, we’ll need to carry out an identity check. To do this you’ll need to send just two documents, one item from list A and one from list B.You can download by clicking here. You will then need to send them with a covering note, specifying that you want us to upgrade your card to:

Orange Cash prepaid MasterCard,

PO Box 3371,

Swindon

SN5 7WJ

There’s a £5 admin fee for a postal identity check and card upgrade. Just make sure you’ve got enough cash on your card to cover this before you send any documents.

How can I set up my Orange Cash online account to manage my money?

To setup your online account just login here.

It’s really easy to set up and only takes a few minutes – just answer a few security questions and you’ll be good to go. Then you can check your balance, see statements, load funds and update your details.

Can I manage my account from my mobile phone?

Yes, of course. Once you’ve downloaded the Orange Cash app and followed the simple registration, you’ll be able to easily manage your money on the move. With it you can:-

‐Check your current Orange Cash card balance and view your latest transactions

‐Load your card instantly from a debit card, credit card or voucher

‐Set notifications for when your balance falls below a certain level

‐Receive a message when money is added to your account

‐Check your rewards balance and redeem for pay as you go credit, texts and minutes

Alternatively, once you’ve set up your online account from your PC, you can access the main functions using the internet on your phone*. That’s your balance, your last three transactions, a mobile top up function and loading funds onto another Orange Cash card. Just set up orange.co.uk/orangecash under your bookmarks. You will be taken to the main website where you can click on ’log in’ and once past security you will be able to access the main functions.

If you prefer you can also send an SMS text to 311 (Orange phone customers only) to request information on your account. This must be from the Orange mobile number you have registered on your Orange Cash online account.

*Data charges may apply to go online on your phone

Just text the following words to 311:

‘BALANCE’ for your most up to date balance

‘TXN’ for your last three transactions

‘PAY-Name NN’ to move specified funds to the selected person eg. PAY-JOHN 20 would load £20 onto John’s card. To set up these details in your account you will first need your friends account number. Please remember to include the hyphen and include the amount (NN) in whole pounds.

‘AIRTIME- Name NN’ to top up the phone of a specified person eg. AIRTIME-JOHN 20 would top up John’s phone with £20 .Please remember to use the hyphen and include the amount (NN) in whole pounds.

Are there other ways to manage my account?

We’ll send you SMS alerts so you can keep track of your account activity (cards with reduced spending limits only). Alternatively just call 311 (Orange phone customers only) or 020 8264 8311* and select the relevant option.

* Standard network charges apply

What do I do if I’ve forgotten my Orange Cash online account login details?

If you’ve forgotten your username, call us on 020 8264 8311* and press 5. The customer service advisor will ask you some security questions and then communicate your username to you.

*Standard network charges apply, We’re available 8am - 7pm Monday to Friday, and 9am-5pm Saturday.

If you’ve forgotten your password and or memorable date please click here and follow the instructions. Once you’ve filled in all the relevant fields and clicked on ‘submit’, you’ll be given a unique four digit activation code (please make note of this) and also an e-mail will be sent to the e-mail address which you’ve registered with us. Once you receive this e-mail, simply follow the steps described, so that you can login in. During the process, you will be required to enter the activation code that you’ve been given.

What is loading / transferring to another card?

You can move cash from your Orange Cash card to friends and family who also have an Orange Cash card.All you have to do is set them up in the ‘Make a payment/Load another card’ section of your Orange Cash online account. Then, when you want to send them funds, just select the relevant identifier, the amount you want to send them and confirm for the funds to be transferred. You can track all these transfers under the Payments section in your online account.

Can I top up my mobile phone using my card?

Absolutely. You can even top up other people’s phones, provided you’ve set these up in your Orange Cash online account.Just go into ‘top up mobile’ under the ‘Make a payment section/Top up mobile’, select the relevant identifier and the amount you want to top up the phone by, then confirm that you want their phone to receive the funds immediately. You can track all these transfers under the Payments section in your online account.

Can I take out additional cards?

You can take out up to four additional cards (not available for cards with spending limits), you’ll just need to verify the main cardholder. For example, you might want each member of your family to own a card. You might just want to have cards for different uses. It costs £5 for each additional card and your spending limit and balance will be shared across all cards on your account.

You can order additional cards through your online account once you’ve received your main card and created your Orange Cash account online.

What if some of my personal details change?

Just go into the ‘Change details’ section of your Orange Cash online account, select the relevant section, make the changes and click on the update button. To ensure you always have the best services from us, please make sure your details including your mobile phone number are up to date.

Please note – if you want to change your name or your address within 3 months from application you will need to send us two documents, one item from list A and one from list B from the table. You can download by clicking here. You will then need to send them with a covering note, specifying that you want us to update your contact details to:

Orange Cash prepaid MasterCard,

PO Box 3371,

Swindon

SN5 7WJ

Can I use my card abroad?

Absolutely, you can use Orange Cash card in over 32 million locations, in over 210 countries worldwide, wherever you see the MasterCard® Acceptance Mark. The charges for overseas transactions and cash withdrawals are:

Orange Cash
overseas card transaction 2.75%
overseas cash withdrawal 5.70%*

* The cost of a cash withdrawal overseas is 2.95% (the UK fee) plus an additional 2.75%.

What do I do if my card is lost or stolen and how long will it take to replace it

If your card is lost or stolen, call us immediately on 311 (Orange phone customers only) or 020 8264 8311*, and we’ll block others from using it. There are no charges for reporting your card lost or stolen. Alternatively go into the lost/stolen/damaged section in your Orange Cash online account and complete the form. If you would like a replacement card, we’ll then transfer the funds onto it and get that sent out to you within 7 to 10 working days. A charge of £5 will then be debited from your balance or when you next load, for the replacement card.

*Standard network charges apply.

How do I cancel my card and are there any cancellation fees?

If you want to cancel your card, please email us at customer.services@orangecash.co.uk or call us on 020 8264 8311* and press 5. *Standard network charges apply

*We’re available 8am - 7pm Monday to Friday, and 9am - 5pm Saturday.

If you cancel your card before activating it or up to 14 days after the date of activation (during the Cancellation Period), we will refund your application fee if applicable and any available balance on your card.

There’s no charge at all for cancelling your card. However, if you cancel you card after the Cancellation Period, you will be charged a £5 redemption fee if you choose to redeem any money remaining on the card.

What can I do on the app?

An easier question would be ’what can’t I do?’ because, after a simple registration, the app gives you full control over your card. With it you can:

‐Check your current Orange Cash card balance and view your transactions

-Load your card instantly from a debit card, credit card or voucher

‐Set notifications for when your balance falls below a certain level

-Receive a message when money is added to your account

‐Check your rewards balance and redeem for pay as you go credit, texts and minutes

How do I login to my Orange Cash app?

If you’ve already registered on the ‘My Account’ section of our website, all you need to do is pop in the following details:

-Username

-Password

-Memorable date

After that you’ll be asked to create a passcode, which will give you quick, secure access from then on.

What if I haven’t registered on the website yet?

Not to worry. Simply enter the following details in the app or visit cash.orange.co.uk/login:

- Card number

- Date of birth

- Email address

- Memorable date

- Create a username

- Create a password

- Create a security question

You only need to do this once and when you’ve finished you’ll have everything you need to get started with the app.

How do I log out of my Orange Cash app?

Just press the home button on your phone and you’ll be logged out of the app. You’ll also be automatically logged out if you leave it open for more than a few minutes. To keep your details safe, the app will ask for your passcode every time you return to it.

What if I’ve forgotten my passcode?

If you have forgotten your passcode, just go to the ‘forgotten passcode’ section and enter a few security details and a new 6 digit passcode and you’ll be good to go.

If you’ve incorrectly entered your passcode 3 times, not to worry- you’ll be asked to login in with your username, password and memorable date, which you entered at registration.

What should I do if I have a customer service query about the app?

To speak to a customer service advisor:-

- Call us on 020 8264 8311* and press 5. *Standard network charges apply.

- Email us at customer.services@orangecash.co.uk

- Contact us online at orange.co.uk/orangecash

- Lines are open Mon - Fri 08:00 - 19:00 and Sat 09:00 - 17:00.

Do I need an online account/ the Orange Cash app to start claiming points?

You can collect your points even without an online account/the Orange Cash app, but to redeem your points/rewards you’ll need to register your card via the app or set up an account online.

What are the different types of rewards I can earn?

All the time you’re spending, you’re building up reward points that you can exchange for Orange rewards. You’ll receive 1 reward point for every £1 you spend*. You’ll then be able to redeem your points against free texts, minutes or credit.

Orange Cash rewards

points exclusive Orange pay as you go rewards
UK minutes … or UK texts … or UK credit
100 20 150 -
200 50 500 -
500 200 unlimited for 1 month £5
2000 1000 unlimited for 6 months £20

Once the reward has been applied to your account, the reward will remain active for one month from the day of purchase (except the 6 month unlimited text bundle which will remain active for 6 months) or until the reward runs out (whichever is first).

*Orange Cash rewards are only available on eligible purchases.

Eligible Purchases = purchase of goods or services based on cleared transactions except for: – Refunded transactions (example refund in a shop or a disputed transaction) – Gambling transactions (based on Gambling MCC code) – Account to Account transfers – ATM withdrawals – Fees/charges to card account – Airtime top-ups.

For more information see terms and conditions at orange.co.uk/orangecash/

How do I redeem my points for Orange Cash rewards?

You can easily check and redeem your reward points with the Orange Cash app. Simply enter your passcode and go to the ‘rewards’ section to get started.

In the ‘rewards and offers section’ of your Orange Cash online account, you can see how many reward points you’ve got and when they’re due to expire. You can see the rewards you can exchange points for under ‘available rewards’. Just select the reward you want, the mobile number you want to make it available to and confirm.

Can I exchange points for cash back?

Points cannot be exchanged for cash back but you can get free texts, minutes or credit for your Orange pay as you go phone.

Can I request monthly statements on my spend / points earned?

You cannot receive monthly statements but you can check your usage of the card i.e. load, spend and points all through your Orange Cash online account. Alternatively you can check your transactions and points balance on the Orange Cash app.

Do my points / rewards have an expiry date?

Points will expire 24 months after they were earned. The oldest points will be redeemed first. If for any reason we decide to end the Rewards Programme you will be given at least 30 days notice and you will be given a reasonable period in which to redeem your remaining points.

If you select Orange Airtime, Texts or Credit as a Reward once applied to your account, the Reward will remain active for one month from the day of purchase (except the 6 month unlimited text bundle which will remain active for 6 months) or until the Reward runs out, whichever occurs first in time.

Orange Cash

Orange Cash, the prepaid MasterCard
you can load with cash and use online or
in shops.

get it now